Call reports 2003
FIRST STATE BANK OF BIGGSVILLE — 2003
What FIRST STATE BANK OF BIGGSVILLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 16,931,000 | 17,088,000 | 17,406,000 | 16,686,000 |
| Total loans | 8,930,000 | 7,742,000 | 8,064,000 | 7,894,000 |
| Allowance for loan losses | 164,000 | 180,000 | 171,000 | 170,000 |
| Securities available for sale | 5,737,000 | 4,686,000 | 6,052,000 | 7,311,000 |
| Securities held to maturity | 765,000 | 764,000 | 664,000 | 660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,413,000 | 14,538,000 | 14,896,000 | 14,011,000 |
| Interest-bearing deposits | 13,246,000 | 13,371,000 | 13,463,000 | 12,385,000 |
| Noninterest-bearing deposits | 1,167,000 | 1,167,000 | 1,433,000 | 1,626,000 |
| Equity capital | 2,429,000 | 2,473,000 | 2,435,000 | 2,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 455,000 | 657,000 | 869,000 |
| Interest expense | 89,000 | 173,000 | 247,000 | 313,000 |
| Net interest income | 148,000 | 282,000 | 410,000 | 556,000 |
| Noninterest income | 20,000 | 39,000 | 58,000 | 77,000 |
| Noninterest expense | 104,000 | 204,000 | 325,000 | 416,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 55,000 |
| Pretax income | 54,000 | 92,000 | 103,000 | 162,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 92,000 | 103,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,276,000 | 2,289,000 | 2,280,000 | 2,341,000 |
| Total capital | 2,421,000 | 2,416,000 | 2,411,000 | 2,468,000 |
| Risk-weighted assets | 11,596,000 | 10,121,000 | 10,421,000 | 10,126,000 |