Call reports 2002
FIRST STATE BANK OF BIGGSVILLE — 2002
What FIRST STATE BANK OF BIGGSVILLE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 16,763,000 | 17,151,000 | 17,907,000 | 17,232,000 |
| Total loans | 8,912,000 | 9,051,000 | 9,600,000 | 9,076,000 |
| Allowance for loan losses | 163,000 | 121,000 | 137,000 | 153,000 |
| Securities available for sale | 4,963,000 | 6,586,000 | 6,652,000 | 5,261,000 |
| Securities held to maturity | 821,000 | 770,000 | 768,000 | 767,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,449,000 | 14,348,000 | 14,475,000 | 14,698,000 |
| Interest-bearing deposits | 13,264,000 | 13,305,000 | 13,183,000 | 13,223,000 |
| Noninterest-bearing deposits | 1,185,000 | 1,043,000 | 1,292,000 | 1,475,000 |
| Equity capital | 2,179,000 | 2,309,000 | 2,423,000 | 2,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 472,000 | 734,000 | 976,000 |
| Interest expense | 128,000 | 249,000 | 360,000 | 462,000 |
| Net interest income | 118,000 | 223,000 | 374,000 | 514,000 |
| Noninterest income | 13,000 | 20,000 | 32,000 | 47,000 |
| Noninterest expense | 104,000 | 206,000 | 308,000 | 420,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 35,000 |
| Pretax income | 27,000 | 32,000 | 78,000 | 106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 32,000 | 78,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,207,000 | 2,221,000 | 2,258,000 | 2,287,000 |
| Total capital | 2,342,000 | 2,342,000 | 2,395,000 | 2,429,000 |
| Risk-weighted assets | 10,731,000 | 10,960,000 | 11,548,000 | 11,337,000 |