Call reports 2001
FIRST STATE BANK OF BIGGSVILLE — 2001
What FIRST STATE BANK OF BIGGSVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,808,000 | 16,861,000 | 16,280,000 | 16,311,000 |
| Total loans | 8,693,000 | 9,015,000 | 9,297,000 | 8,937,000 |
| Allowance for loan losses | 158,000 | 159,000 | 159,000 | 159,000 |
| Securities available for sale | 3,511,000 | 4,351,000 | 4,495,000 | 5,012,000 |
| Securities held to maturity | 2,020,000 | 1,331,000 | 1,330,000 | 829,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,914,000 | 14,286,000 | 13,703,000 | 13,874,000 |
| Interest-bearing deposits | 11,348,000 | 13,236,000 | 12,638,000 | 12,497,000 |
| Noninterest-bearing deposits | 1,566,000 | 1,050,000 | 1,064,000 | 1,377,000 |
| Equity capital | 2,422,000 | 2,432,000 | 2,426,000 | 2,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 280,000 | 570,000 | 855,000 | 1,118,000 |
| Interest expense | 142,000 | 294,000 | 443,000 | 581,000 |
| Net interest income | 138,000 | 276,000 | 412,000 | 537,000 |
| Noninterest income | 11,000 | 75,000 | 86,000 | 109,000 |
| Noninterest expense | 97,000 | 199,000 | 297,000 | 423,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 152,000 | 201,000 | 223,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 152,000 | 201,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,409,000 | 2,409,000 | 2,358,000 | 2,280,000 |
| Total capital | 2,529,000 | 2,532,000 | 2,491,000 | 2,411,000 |
| Risk-weighted assets | 9,597,000 | 9,821,000 | 10,591,000 | 10,485,000 |