Call reports 2020
FIRST BANK AND TRUST — 2020
What FIRST BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,007,817,000 | 1,164,272,000 | 1,171,467,000 | 1,172,581,000 |
| Total loans | 899,830,000 | 1,049,605,000 | 1,059,886,000 | 1,028,103,000 |
| Allowance for loan losses | 8,010,000 | 11,949,000 | 12,170,000 | 12,352,000 |
| Securities available for sale | 46,933,000 | 47,090,000 | 40,361,000 | 60,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 881,108,000 | 1,023,129,000 | 1,059,303,000 | 1,060,838,000 |
| Interest-bearing deposits | 708,427,000 | 775,960,000 | 807,050,000 | 799,075,000 |
| Noninterest-bearing deposits | 172,681,000 | 247,169,000 | 252,253,000 | 261,763,000 |
| Equity capital | 97,482,000 | 101,207,000 | 101,191,000 | 106,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,403,000 | 26,330,000 | 39,827,000 | 57,420,000 |
| Interest expense | 2,879,000 | 5,508,000 | 7,928,000 | 9,873,000 |
| Net interest income | 10,524,000 | 20,822,000 | 31,899,000 | 47,547,000 |
| Noninterest income | 2,048,000 | 9,470,000 | 13,498,000 | 13,623,000 |
| Noninterest expense | 8,687,000 | 18,637,000 | 28,383,000 | 38,287,000 |
| Provision for loan losses | 225,000 | 4,155,000 | 4,380,000 | 4,605,000 |
| Pretax income | 3,660,000 | 7,548,000 | 12,623,000 | 18,267,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,660,000 | 7,548,000 | 12,623,000 | 18,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,573,000 | 101,030,000 | 100,501,000 | 105,125,000 |
| Total capital | 106,583,000 | 112,228,000 | 111,725,000 | 116,509,000 |
| Risk-weighted assets | 882,836,000 | 895,230,000 | 896,991,000 | 909,656,000 |