Call reports 2016
FIRST BANK AND TRUST — 2016
What FIRST BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 798,487,000 | 820,806,000 | 818,551,000 | 821,066,000 |
| Total loans | 681,145,000 | 727,960,000 | 732,385,000 | 727,046,000 |
| Allowance for loan losses | 5,802,000 | 6,467,000 | 6,810,000 | 7,541,000 |
| Securities available for sale | 7,936,000 | 7,884,000 | 9,828,000 | 13,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 691,755,000 | 714,957,000 | 704,815,000 | 673,171,000 |
| Interest-bearing deposits | 523,516,000 | 544,777,000 | 527,125,000 | 496,674,000 |
| Noninterest-bearing deposits | 168,239,000 | 170,180,000 | 177,690,000 | 176,497,000 |
| Equity capital | 72,011,000 | 72,996,000 | 74,702,000 | 78,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,941,000 | 18,115,000 | 28,052,000 | 37,899,000 |
| Interest expense | 912,000 | 2,018,000 | 3,298,000 | 4,556,000 |
| Net interest income | 8,029,000 | 16,097,000 | 24,754,000 | 33,343,000 |
| Noninterest income | 3,562,000 | 7,898,000 | 11,800,000 | 16,013,000 |
| Noninterest expense | 8,835,000 | 17,880,000 | 26,893,000 | 36,486,000 |
| Provision for loan losses | 375,000 | 1,025,000 | 1,275,000 | 1,275,000 |
| Pretax income | 2,381,000 | 5,090,000 | 8,386,000 | 11,595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,381,000 | 5,090,000 | 8,386,000 | 11,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,990,000 | 72,954,000 | 74,616,000 | 76,485,000 |
| Total capital | 77,792,000 | 79,421,000 | 81,426,000 | 84,026,000 |
| Risk-weighted assets | 659,902,000 | 670,333,000 | 679,286,000 | 691,987,000 |