Call reports 2015
FIRST BANK AND TRUST — 2015
What FIRST BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 748,232,000 | 786,987,000 | 768,791,000 | 769,168,000 |
| Total loans | 665,353,000 | 678,270,000 | 670,637,000 | 661,257,000 |
| Allowance for loan losses | 4,323,000 | 4,509,000 | 5,195,000 | 5,413,000 |
| Securities available for sale | 497,000 | 6,510,000 | 6,475,000 | 1,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 649,598,000 | 707,444,000 | 695,154,000 | 663,647,000 |
| Interest-bearing deposits | 463,650,000 | 511,732,000 | 508,769,000 | 489,231,000 |
| Noninterest-bearing deposits | 185,948,000 | 195,712,000 | 186,385,000 | 174,416,000 |
| Equity capital | 67,217,000 | 68,471,000 | 70,047,000 | 73,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,782,000 | 17,747,000 | 27,345,000 | 34,479,000 |
| Interest expense | 741,000 | 1,636,000 | 2,725,000 | 3,700,000 |
| Net interest income | 8,041,000 | 16,111,000 | 24,620,000 | 30,779,000 |
| Noninterest income | 2,360,000 | 6,165,000 | 9,896,000 | 12,948,000 |
| Noninterest expense | 8,611,000 | 17,876,000 | 27,132,000 | 33,315,000 |
| Provision for loan losses | 520,000 | 1,060,000 | 1,450,000 | 1,705,000 |
| Pretax income | 1,270,000 | 3,340,000 | 5,934,000 | 8,707,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,270,000 | 3,340,000 | 5,934,000 | 8,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,204,000 | 68,494,000 | 70,060,000 | 73,150,000 |
| Total capital | 71,527,000 | 73,003,000 | 75,255,000 | 78,563,000 |
| Risk-weighted assets | 628,171,000 | 629,877,000 | 626,932,000 | 632,839,000 |