Call reports 2012
FIRST BANK AND TRUST — 2012
What FIRST BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 792,965,000 | 809,671,000 | 768,858,000 | 723,052,000 |
| Total loans | 533,933,000 | 581,808,000 | 581,799,000 | 571,866,000 |
| Allowance for loan losses | 8,967,000 | 7,432,000 | 7,249,000 | 6,970,000 |
| Securities available for sale | 141,616,000 | 117,097,000 | 109,292,000 | 84,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,598,000 | 707,210,000 | 668,312,000 | 655,910,000 |
| Interest-bearing deposits | 496,659,000 | 552,044,000 | 524,998,000 | 506,440,000 |
| Noninterest-bearing deposits | 138,939,000 | 155,166,000 | 143,314,000 | 149,470,000 |
| Equity capital | 54,565,000 | 54,597,000 | 55,643,000 | 55,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,886,000 | 17,838,000 | 27,678,000 | 37,859,000 |
| Interest expense | 2,020,000 | 4,019,000 | 6,461,000 | 8,320,000 |
| Net interest income | 6,866,000 | 13,819,000 | 21,217,000 | 29,539,000 |
| Noninterest income | 1,529,000 | 3,511,000 | 5,347,000 | 7,321,000 |
| Noninterest expense | 8,337,000 | 17,210,000 | 26,165,000 | 36,077,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 120,000 | 399,000 | 783,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 120,000 | 399,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,798,000 | 52,860,000 | 53,139,000 | 53,523,000 |
| Total capital | 59,752,000 | 59,856,000 | 60,108,000 | 60,476,000 |
| Risk-weighted assets | 554,287,000 | 559,361,000 | 557,213,000 | 556,203,000 |