Call reports 2011
FIRST BANK AND TRUST — 2011
What FIRST BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 781,312,000 | 827,374,000 | 814,648,000 | 760,545,000 |
| Total loans | 504,925,000 | 522,631,000 | 517,963,000 | 528,997,000 |
| Allowance for loan losses | 16,315,000 | 12,413,000 | 12,227,000 | 9,626,000 |
| Securities available for sale | 143,101,000 | 148,546,000 | 146,686,000 | 143,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 627,608,000 | 672,999,000 | 663,356,000 | 610,270,000 |
| Interest-bearing deposits | 491,184,000 | 537,510,000 | 524,767,000 | 481,978,000 |
| Noninterest-bearing deposits | 136,424,000 | 135,489,000 | 138,589,000 | 128,292,000 |
| Equity capital | 54,403,000 | 55,484,000 | 54,297,000 | 53,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,874,000 | 17,680,000 | 27,112,000 | 35,103,000 |
| Interest expense | 2,568,000 | 5,087,000 | 8,079,000 | 10,619,000 |
| Net interest income | 6,306,000 | 12,593,000 | 19,033,000 | 24,484,000 |
| Noninterest income | 3,412,000 | 5,098,000 | 6,742,000 | 8,656,000 |
| Noninterest expense | 8,788,000 | 18,268,000 | 27,042,000 | 34,704,000 |
| Provision for loan losses | 500,000 | -500,000 | -200,000 | -200,000 |
| Pretax income | 430,000 | -77,000 | -1,067,000 | -1,364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 430,000 | -77,000 | -1,067,000 | -1,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,534,000 | 54,026,000 | 53,036,000 | 52,740,000 |
| Total capital | 61,065,000 | 60,498,000 | 59,523,000 | 59,358,000 |
| Risk-weighted assets | 512,727,000 | 511,836,000 | 514,071,000 | 526,413,000 |