Call reports 2007
FIRST BANK AND TRUST — 2007
What FIRST BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 581,898,000 | 621,174,000 | 653,231,000 | 674,312,000 |
| Total loans | 401,744,000 | 443,384,000 | 454,529,000 | 448,135,000 |
| Allowance for loan losses | 7,788,000 | 8,254,000 | 7,966,000 | 6,105,000 |
| Securities available for sale | 149,873,000 | 140,041,000 | 99,486,000 | 151,271,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,991,000 | 526,586,000 | 559,729,000 | 537,454,000 |
| Interest-bearing deposits | 374,167,000 | 432,605,000 | 435,286,000 | 409,905,000 |
| Noninterest-bearing deposits | 93,824,000 | 93,981,000 | 124,443,000 | 127,549,000 |
| Equity capital | 51,248,000 | 50,133,000 | 53,135,000 | 58,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,317,000 | 20,621,000 | 32,155,000 | 43,547,000 |
| Interest expense | 4,171,000 | 8,322,000 | 12,993,000 | 17,450,000 |
| Net interest income | 6,146,000 | 12,299,000 | 19,162,000 | 26,097,000 |
| Noninterest income | 1,031,000 | 2,410,000 | 3,948,000 | 7,156,000 |
| Noninterest expense | 5,515,000 | 11,039,000 | 16,832,000 | 23,088,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 100,000 |
| Pretax income | 1,519,000 | 3,141,000 | 5,570,000 | 10,251,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,519,000 | 3,141,000 | 5,570,000 | 10,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,309,000 | 46,947,000 | 48,371,000 | 51,593,000 |
| Total capital | 51,085,000 | 51,877,000 | 53,581,000 | 56,829,000 |
| Risk-weighted assets | 379,041,000 | 391,081,000 | 414,030,000 | 417,899,000 |