Call reports 2004
FIRST BANK AND TRUST — 2004
What FIRST BANK AND TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 591,830,000 | 680,653,000 | 684,252,000 | 649,923,000 |
| Total loans | 402,693,000 | 468,095,000 | 486,476,000 | 499,049,000 |
| Allowance for loan losses | 5,854,000 | 6,059,000 | 6,202,000 | 6,322,000 |
| Securities available for sale | 50,555,000 | 47,187,000 | 44,385,000 | 47,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,544,000 | 518,271,000 | 510,562,000 | 449,627,000 |
| Interest-bearing deposits | 328,227,000 | 419,579,000 | 415,539,000 | 344,108,000 |
| Noninterest-bearing deposits | 95,317,000 | 98,692,000 | 95,023,000 | 105,519,000 |
| Equity capital | 46,209,000 | 44,719,000 | 50,846,000 | 50,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 7,746,000 | 15,575,000 | 24,687,000 | 31,972,000 |
| Interest expense | 2,420,000 | 4,992,000 | 8,424,000 | 11,690,000 |
| Net interest income | 5,326,000 | 10,583,000 | 16,263,000 | 20,282,000 |
| Noninterest income | 2,273,000 | 4,912,000 | 7,248,000 | 9,651,000 |
| Noninterest expense | 4,881,000 | 10,032,000 | 15,373,000 | 18,213,000 |
| Provision for loan losses | 150,000 | 250,000 | 400,000 | 550,000 |
| Pretax income | 2,568,000 | 4,834,000 | 7,861,000 | 11,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,568,000 | 4,834,000 | 7,861,000 | 11,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,609,000 | 40,000,000 | 45,394,000 | 44,702,000 |
| Total capital | 44,380,000 | 45,136,000 | 51,596,000 | 50,970,000 |
| Risk-weighted assets | 380,613,000 | 409,827,000 | 515,793,000 | 501,392,000 |