Call reports 2002
FIRST BANK AND TRUST — 2002
What FIRST BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 464,699,000 | 516,040,000 | 538,299,000 | 515,670,000 |
| Total loans | 343,396,000 | 386,765,000 | 391,172,000 | 378,604,000 |
| Allowance for loan losses | 4,881,000 | 5,168,000 | 5,368,000 | 5,537,000 |
| Securities available for sale | 42,784,000 | 44,699,000 | 52,214,000 | 47,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,691,000 | 400,377,000 | 417,419,000 | 399,271,000 |
| Interest-bearing deposits | 286,618,000 | 338,037,000 | 346,912,000 | 326,923,000 |
| Noninterest-bearing deposits | 63,073,000 | 62,340,000 | 70,507,000 | 72,348,000 |
| Equity capital | 36,788,000 | 38,986,000 | 39,854,000 | 41,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,967,000 | 14,109,000 | 22,420,000 | 29,748,000 |
| Interest expense | 2,973,000 | 6,074,000 | 9,873,000 | 13,390,000 |
| Net interest income | 3,994,000 | 8,035,000 | 12,547,000 | 16,358,000 |
| Noninterest income | 2,226,000 | 6,596,000 | 8,510,000 | 10,455,000 |
| Noninterest expense | 4,509,000 | 8,886,000 | 13,626,000 | 19,136,000 |
| Provision for loan losses | 345,000 | 1,190,000 | 1,535,000 | 1,880,000 |
| Pretax income | 1,366,000 | 4,555,000 | 5,896,000 | 5,797,000 |
| Income tax | 450,000 | 1,423,000 | 1,606,000 | 1,329,000 |
| Net income | 916,000 | 3,132,000 | 4,290,000 | 4,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,762,000 | 33,524,000 | 34,043,000 | 35,930,000 |
| Total capital | 35,932,000 | 37,867,000 | 38,594,000 | 40,409,000 |
| Risk-weighted assets | 332,841,000 | 346,611,000 | 363,279,000 | 357,239,000 |