Call reports 2001
FIRST BANK AND TRUST — 2001
What FIRST BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 400,988,000 | 452,801,000 | 445,295,000 | 480,485,000 |
| Total loans | 309,363,000 | 328,258,000 | 351,490,000 | 349,219,000 |
| Allowance for loan losses | 3,616,000 | 3,872,000 | 4,393,000 | 4,595,000 |
| Securities available for sale | 33,345,000 | 41,599,000 | 35,037,000 | 36,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,728,000 | 387,788,000 | 371,502,000 | 373,832,000 |
| Interest-bearing deposits | 285,746,000 | 343,858,000 | 317,286,000 | 310,907,000 |
| Noninterest-bearing deposits | 56,982,000 | 43,930,000 | 54,216,000 | 62,925,000 |
| Equity capital | 29,586,000 | 32,636,000 | 36,802,000 | 36,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,614,000 | 14,867,000 | 23,232,000 | 30,874,000 |
| Interest expense | 3,598,000 | 7,878,000 | 12,057,000 | 15,658,000 |
| Net interest income | 3,016,000 | 6,989,000 | 11,175,000 | 15,216,000 |
| Noninterest income | 906,000 | 1,766,000 | 4,823,000 | 8,316,000 |
| Noninterest expense | 3,053,000 | 6,498,000 | 10,262,000 | 14,652,000 |
| Provision for loan losses | 240,000 | 513,000 | 1,014,000 | 1,815,000 |
| Pretax income | 645,000 | 1,719,000 | 4,697,000 | 7,040,000 |
| Income tax | 198,000 | 545,000 | 1,546,000 | 2,357,000 |
| Net income | 447,000 | 1,174,000 | 3,151,000 | 4,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,181,000 | 28,087,000 | 31,260,000 | 31,907,000 |
| Total capital | 28,691,000 | 31,567,000 | 34,967,000 | 36,074,000 |
| Risk-weighted assets | 280,624,000 | 277,997,000 | 296,314,000 | 332,946,000 |