Call reports 2025
WANDA STATE BANK, THE — 2025
What WANDA STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 187,336,000 | 220,883,000 | 228,612,000 | 234,068,000 |
| Total loans | 108,445,000 | 133,693,000 | 132,476,000 | 141,461,000 |
| Allowance for loan losses | 1,973,000 | 2,148,000 | 2,148,000 | 2,415,000 |
| Securities available for sale | 45,467,000 | 50,428,000 | 50,346,000 | 51,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,907,000 | 194,271,000 | 200,906,000 | 205,872,000 |
| Interest-bearing deposits | 119,963,000 | 148,077,000 | 150,378,000 | 146,094,000 |
| Noninterest-bearing deposits | 41,944,000 | 46,194,000 | 50,528,000 | 59,778,000 |
| Equity capital | 24,337,000 | 25,238,000 | 26,124,000 | 26,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,983,000 | 4,511,000 | 7,286,000 | 10,019,000 |
| Interest expense | 755,000 | 1,619,000 | 2,568,000 | 3,545,000 |
| Net interest income | 1,228,000 | 2,892,000 | 4,718,000 | 6,474,000 |
| Noninterest income | 82,000 | 164,000 | 255,000 | 502,000 |
| Noninterest expense | 912,000 | 2,076,000 | 3,283,000 | 4,554,000 |
| Provision for loan losses | 50,000 | 225,000 | 225,000 | 505,000 |
| Pretax income | 348,000 | 755,000 | 1,462,000 | 1,916,000 |
| Income tax | 132,000 | 219,000 | 384,000 | 613,000 |
| Net income | 216,000 | 536,000 | 1,078,000 | 1,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,908,000 | 26,255,000 | 26,987,000 | 27,406,000 |