Call reports 2024
WANDA STATE BANK, THE — 2024
What WANDA STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 185,366,000 | 178,455,000 | 181,091,000 | 183,025,000 |
| Total loans | 106,023,000 | 104,442,000 | 104,998,000 | 107,833,000 |
| Allowance for loan losses | 1,983,000 | 2,026,000 | 1,855,000 | 1,923,000 |
| Securities available for sale | 51,417,000 | 50,006,000 | 50,317,000 | 45,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,852,000 | 153,528,000 | 154,900,000 | 158,129,000 |
| Interest-bearing deposits | 120,104,000 | 118,138,000 | 117,939,000 | 115,020,000 |
| Noninterest-bearing deposits | 40,748,000 | 35,390,000 | 36,961,000 | 43,109,000 |
| Equity capital | 22,787,000 | 23,014,000 | 24,402,000 | 23,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,871,000 | 3,749,000 | 5,641,000 | 7,609,000 |
| Interest expense | 780,000 | 1,622,000 | 2,476,000 | 3,297,000 |
| Net interest income | 1,091,000 | 2,127,000 | 3,165,000 | 4,312,000 |
| Noninterest income | 68,000 | 122,000 | 198,000 | 369,000 |
| Noninterest expense | 769,000 | 1,484,000 | 2,273,000 | 3,183,000 |
| Provision for loan losses | 0 | 50,000 | 150,000 | 200,000 |
| Pretax income | 390,000 | 715,000 | 940,000 | 1,298,000 |
| Income tax | 132,000 | 229,000 | 310,000 | 155,000 |
| Net income | 258,000 | 486,000 | 630,000 | 1,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,139,000 | 28,371,000 | 28,531,000 | 29,048,000 |