Call reports 2023
WANDA STATE BANK, THE — 2023
What WANDA STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 182,574,000 | 185,116,000 | 180,569,000 | 185,320,000 |
| Total loans | 99,786,000 | 99,083,000 | 98,633,000 | 111,961,000 |
| Allowance for loan losses | 1,883,000 | 1,883,000 | 1,883,000 | 1,983,000 |
| Securities available for sale | 56,430,000 | 54,468,000 | 51,272,000 | 52,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,699,000 | 161,885,000 | 158,136,000 | 160,781,000 |
| Interest-bearing deposits | 116,615,000 | 120,221,000 | 113,911,000 | 114,069,000 |
| Noninterest-bearing deposits | 43,084,000 | 41,664,000 | 44,225,000 | 46,712,000 |
| Equity capital | 21,728,000 | 21,883,000 | 20,979,000 | 23,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,646,000 | 3,295,000 | 5,013,000 | 6,785,000 |
| Interest expense | 412,000 | 922,000 | 1,512,000 | 2,161,000 |
| Net interest income | 1,234,000 | 2,373,000 | 3,501,000 | 4,624,000 |
| Noninterest income | 69,000 | 304,000 | 367,000 | 569,000 |
| Noninterest expense | 692,000 | 1,557,000 | 2,301,000 | 3,253,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 611,000 | 1,120,000 | 1,567,000 | 1,840,000 |
| Income tax | 138,000 | 258,000 | 383,000 | 535,000 |
| Net income | 473,000 | 862,000 | 1,184,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,393,000 | 27,785,000 | 28,111,000 | 28,236,000 |