Call reports 2022
WANDA STATE BANK, THE — 2022
What WANDA STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 187,984,000 | 186,960,000 | 184,269,000 | 176,823,000 |
| Total loans | 87,147,000 | 91,744,000 | 94,259,000 | 101,768,000 |
| Allowance for loan losses | 1,886,000 | 1,886,000 | 1,886,000 | 1,886,000 |
| Securities available for sale | 64,365,000 | 59,814,000 | 55,510,000 | 55,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,382,000 | 164,972,000 | 163,801,000 | 154,906,000 |
| Interest-bearing deposits | 117,072,000 | 119,000,000 | 116,594,000 | 109,329,000 |
| Noninterest-bearing deposits | 47,310,000 | 45,972,000 | 47,207,000 | 45,577,000 |
| Equity capital | 22,587,000 | 21,153,000 | 19,545,000 | 21,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,095,000 | 2,293,000 | 3,690,000 | 5,161,000 |
| Interest expense | 106,000 | 207,000 | 364,000 | 635,000 |
| Net interest income | 989,000 | 2,086,000 | 3,326,000 | 4,526,000 |
| Noninterest income | 78,000 | 156,000 | 223,000 | 540,000 |
| Noninterest expense | 648,000 | 1,312,000 | 2,032,000 | 2,904,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 419,000 | 930,000 | 1,517,000 | 2,162,000 |
| Income tax | 92,000 | 290,000 | 436,000 | 670,000 |
| Net income | 327,000 | 640,000 | 1,081,000 | 1,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,078,000 | 26,396,000 | 26,841,000 | 27,257,000 |