Call reports 2021
WANDA STATE BANK, THE — 2021
What WANDA STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 173,502,000 | 177,651,000 | 177,847,000 | 174,294,000 |
| Total loans | 82,806,000 | 83,336,000 | 83,761,000 | 91,238,000 |
| Allowance for loan losses | 1,927,000 | 1,906,000 | 1,906,000 | 1,886,000 |
| Securities available for sale | 44,589,000 | 59,655,000 | 68,951,000 | 66,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,047,000 | 150,649,000 | 150,745,000 | 147,406,000 |
| Interest-bearing deposits | 107,621,000 | 109,640,000 | 107,667,000 | 105,389,000 |
| Noninterest-bearing deposits | 39,426,000 | 41,009,000 | 43,078,000 | 42,017,000 |
| Equity capital | 25,081,000 | 25,721,000 | 26,053,000 | 25,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,114,000 | 3,226,000 | 5,044,000 |
| Interest expense | 156,000 | 298,000 | 424,000 | 539,000 |
| Net interest income | 890,000 | 1,816,000 | 2,802,000 | 4,505,000 |
| Noninterest income | 61,000 | 512,000 | 796,000 | 321,000 |
| Noninterest expense | 695,000 | 1,371,000 | 2,083,000 | 2,903,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 256,000 | 957,000 | 1,515,000 | 1,923,000 |
| Income tax | 51,000 | 102,000 | 188,000 | 440,000 |
| Net income | 205,000 | 855,000 | 1,327,000 | 1,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,155,000 | 24,806,000 | 25,226,000 | 26,090,000 |