Call reports 2020
WANDA STATE BANK, THE — 2020
What WANDA STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 144,916,000 | 150,729,000 | 155,548,000 | 161,262,000 |
| Total loans | 90,623,000 | 93,692,000 | 89,130,000 | 90,770,000 |
| Allowance for loan losses | 1,816,000 | 1,916,000 | 1,916,000 | 1,926,000 |
| Securities available for sale | 28,103,000 | 27,598,000 | 30,092,000 | 34,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,532,000 | 124,920,000 | 129,225,000 | 134,381,000 |
| Interest-bearing deposits | 90,561,000 | 93,752,000 | 97,037,000 | 95,554,000 |
| Noninterest-bearing deposits | 28,971,000 | 31,168,000 | 32,188,000 | 38,827,000 |
| Equity capital | 23,817,000 | 24,108,000 | 24,763,000 | 25,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,522,000 | 3,718,000 | 4,887,000 |
| Interest expense | 325,000 | 613,000 | 871,000 | 1,076,000 |
| Net interest income | 950,000 | 1,909,000 | 2,847,000 | 3,811,000 |
| Noninterest income | 51,000 | 101,000 | 577,000 | 1,357,000 |
| Noninterest expense | 611,000 | 1,225,000 | 1,890,000 | 2,682,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 390,000 | 685,000 | 1,434,000 | 2,386,000 |
| Income tax | 88,000 | 175,000 | 263,000 | 345,000 |
| Net income | 302,000 | 510,000 | 1,171,000 | 2,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,492,000 | 22,704,000 | 23,569,000 | 24,315,000 |