Call reports 2019
WANDA STATE BANK, THE — 2019
What WANDA STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 131,620,000 | 134,314,000 | 139,564,000 | 145,055,000 |
| Total loans | 89,941,000 | 89,524,000 | 86,262,000 | 91,095,000 |
| Allowance for loan losses | 1,793,000 | 1,844,000 | 1,844,000 | 1,841,000 |
| Securities available for sale | 24,944,000 | 24,555,000 | 25,095,000 | 25,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,911,000 | 109,969,000 | 114,856,000 | 120,332,000 |
| Interest-bearing deposits | 82,033,000 | 85,809,000 | 86,735,000 | 86,284,000 |
| Noninterest-bearing deposits | 25,878,000 | 24,160,000 | 28,121,000 | 34,048,000 |
| Equity capital | 22,401,000 | 22,954,000 | 23,323,000 | 23,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,498,000 | 3,786,000 | 5,073,000 |
| Interest expense | 251,000 | 552,000 | 879,000 | 1,206,000 |
| Net interest income | 969,000 | 1,946,000 | 2,907,000 | 3,867,000 |
| Noninterest income | 46,000 | 98,000 | 154,000 | 281,000 |
| Noninterest expense | 558,000 | 1,150,000 | 1,753,000 | 2,490,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 150,000 |
| Pretax income | 457,000 | 844,000 | 1,258,000 | 1,508,000 |
| Income tax | 66,000 | 135,000 | 204,000 | 411,000 |
| Net income | 391,000 | 709,000 | 1,054,000 | 1,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,896,000 | 22,308,000 | 22,663,000 | 22,726,000 |
| Total capital | 23,153,000 | 23,574,000 | 23,914,000 | 24,031,000 |
| Risk-weighted assets | 100,035,000 | 100,751,000 | 99,562,000 | 103,850,000 |