Call reports 2018
WANDA STATE BANK, THE — 2018
What WANDA STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 132,236,000 | 125,926,000 | 127,396,000 | 135,245,000 |
| Total loans | 84,812,000 | 83,671,000 | 83,039,000 | 87,413,000 |
| Allowance for loan losses | 1,647,000 | 1,647,000 | 1,647,000 | 1,793,000 |
| Securities available for sale | 27,638,000 | 26,801,000 | 25,758,000 | 25,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,760,000 | 103,032,000 | 104,286,000 | 112,041,000 |
| Interest-bearing deposits | 81,815,000 | 79,577,000 | 79,501,000 | 80,072,000 |
| Noninterest-bearing deposits | 27,945,000 | 23,455,000 | 24,785,000 | 31,969,000 |
| Equity capital | 21,174,000 | 21,548,000 | 21,726,000 | 22,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,119,000 | 2,259,000 | 3,383,000 | 4,582,000 |
| Interest expense | 162,000 | 336,000 | 530,000 | 753,000 |
| Net interest income | 957,000 | 1,923,000 | 2,853,000 | 3,829,000 |
| Noninterest income | 51,000 | 108,000 | 163,000 | 284,000 |
| Noninterest expense | 584,000 | 1,162,000 | 1,813,000 | 2,584,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 424,000 | 869,000 | 1,203,000 | 1,379,000 |
| Income tax | 60,000 | 120,000 | 180,000 | 295,000 |
| Net income | 364,000 | 749,000 | 1,023,000 | 1,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,979,000 | 21,361,000 | 21,597,000 | 21,712,000 |
| Total capital | 22,188,000 | 22,546,000 | 22,784,000 | 22,959,000 |
| Risk-weighted assets | 96,360,000 | 94,406,000 | 94,530,000 | 99,281,000 |