Call reports 2017
WANDA STATE BANK, THE — 2017
What WANDA STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 131,512,000 | 129,027,000 | 131,395,000 | 134,714,000 |
| Total loans | 80,981,000 | 83,073,000 | 81,787,000 | 85,070,000 |
| Allowance for loan losses | 1,547,000 | 1,545,000 | 1,645,000 | 1,642,000 |
| Securities available for sale | 34,734,000 | 30,606,000 | 29,690,000 | 28,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,062,000 | 105,967,000 | 108,082,000 | 112,055,000 |
| Interest-bearing deposits | 84,705,000 | 83,361,000 | 82,292,000 | 81,270,000 |
| Noninterest-bearing deposits | 24,357,000 | 22,606,000 | 25,790,000 | 30,785,000 |
| Equity capital | 21,119,000 | 21,732,000 | 21,922,000 | 21,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,143,000 | 3,223,000 | 4,317,000 |
| Interest expense | 153,000 | 308,000 | 457,000 | 610,000 |
| Net interest income | 901,000 | 1,835,000 | 2,766,000 | 3,707,000 |
| Noninterest income | 38,000 | 153,000 | 207,000 | 286,000 |
| Noninterest expense | 602,000 | 1,174,000 | 1,772,000 | 2,557,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 292,000 | 767,000 | 1,054,000 | 1,289,000 |
| Income tax | 60,000 | 120,000 | 220,000 | 674,000 |
| Net income | 232,000 | 647,000 | 834,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,335,000 | 20,882,000 | 21,071,000 | 21,044,000 |
| Total capital | 21,563,000 | 22,128,000 | 22,311,000 | 22,345,000 |
| Risk-weighted assets | 97,692,000 | 99,191,000 | 98,645,000 | 103,633,000 |