Call reports 2016
WANDA STATE BANK, THE — 2016
What WANDA STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 126,466,000 | 126,025,000 | 127,384,000 | 133,113,000 |
| Total loans | 80,064,000 | 78,292,000 | 76,738,000 | 80,685,000 |
| Allowance for loan losses | 1,323,000 | 1,473,000 | 1,444,000 | 1,541,000 |
| Securities available for sale | 35,186,000 | 25,093,000 | 29,327,000 | 31,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,531,000 | 103,670,000 | 104,981,000 | 110,826,000 |
| Interest-bearing deposits | 82,374,000 | 81,598,000 | 80,788,000 | 82,061,000 |
| Noninterest-bearing deposits | 22,157,000 | 22,072,000 | 24,193,000 | 28,765,000 |
| Equity capital | 20,518,000 | 20,825,000 | 20,981,000 | 21,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,213,000 | 3,243,000 | 4,234,000 |
| Interest expense | 147,000 | 296,000 | 448,000 | 594,000 |
| Net interest income | 977,000 | 1,917,000 | 2,795,000 | 3,640,000 |
| Noninterest income | 40,000 | 82,000 | 128,000 | 851,000 |
| Noninterest expense | 626,000 | 1,231,000 | 1,886,000 | 2,520,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 250,000 |
| Pretax income | 386,000 | 613,000 | 882,000 | 1,716,000 |
| Income tax | 60,000 | 120,000 | 180,000 | 270,000 |
| Net income | 326,000 | 493,000 | 702,000 | 1,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,605,000 | 19,912,000 | 19,981,000 | 20,289,000 |
| Total capital | 20,761,000 | 21,075,000 | 21,163,000 | 21,570,000 |
| Risk-weighted assets | 91,987,000 | 92,409,000 | 94,010,000 | 102,021,000 |