Call reports 2015
WANDA STATE BANK, THE — 2015
What WANDA STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 129,491,000 | 126,652,000 | 126,972,000 | 130,713,000 |
| Total loans | 70,773,000 | 72,288,000 | 71,453,000 | 80,384,000 |
| Allowance for loan losses | 1,253,000 | 1,216,000 | 1,216,000 | 1,316,000 |
| Securities available for sale | 43,283,000 | 42,343,000 | 42,912,000 | 39,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,509,000 | 105,927,000 | 105,386,000 | 108,613,000 |
| Interest-bearing deposits | 82,625,000 | 82,698,000 | 82,615,000 | 80,940,000 |
| Noninterest-bearing deposits | 25,884,000 | 23,229,000 | 22,771,000 | 27,673,000 |
| Equity capital | 19,617,000 | 19,296,000 | 19,901,000 | 20,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,211,000 | 3,313,000 | 4,438,000 |
| Interest expense | 154,000 | 309,000 | 463,000 | 616,000 |
| Net interest income | 943,000 | 1,902,000 | 2,850,000 | 3,822,000 |
| Noninterest income | 42,000 | 83,000 | 130,000 | 171,000 |
| Noninterest expense | 601,000 | 1,201,000 | 1,912,000 | 2,607,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 200,000 |
| Pretax income | 260,000 | 660,000 | 944,000 | 1,154,000 |
| Income tax | 105,000 | 220,000 | 325,000 | 227,000 |
| Net income | 155,000 | 440,000 | 619,000 | 927,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,873,000 | 18,754,000 | 19,216,000 | 19,366,000 |
| Total capital | 19,921,000 | 19,822,000 | 20,285,000 | 20,581,000 |
| Risk-weighted assets | 83,688,000 | 84,489,000 | 84,815,000 | 96,408,000 |