Call reports 2014
WANDA STATE BANK, THE — 2014
What WANDA STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 131,026,000 | 128,473,000 | 127,574,000 | 132,144,000 |
| Total loans | 61,178,000 | 61,413,000 | 62,533,000 | 74,137,000 |
| Allowance for loan losses | 1,010,000 | 1,076,000 | 1,076,000 | 1,151,000 |
| Securities available for sale | 51,713,000 | 51,956,000 | 49,688,000 | 45,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,430,000 | 108,997,000 | 107,625,000 | 110,771,000 |
| Interest-bearing deposits | 84,635,000 | 82,914,000 | 81,450,000 | 80,502,000 |
| Noninterest-bearing deposits | 27,795,000 | 26,083,000 | 26,175,000 | 30,269,000 |
| Equity capital | 17,196,000 | 18,095,000 | 18,394,000 | 19,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,162,000 | 3,237,000 | 4,367,000 |
| Interest expense | 157,000 | 315,000 | 473,000 | 630,000 |
| Net interest income | 913,000 | 1,847,000 | 2,764,000 | 3,737,000 |
| Noninterest income | 41,000 | 84,000 | 132,000 | 175,000 |
| Noninterest expense | 635,000 | 1,230,000 | 1,888,000 | 2,556,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 125,000 |
| Pretax income | 319,000 | 651,000 | 938,000 | 1,175,000 |
| Income tax | 105,000 | 262,000 | 367,000 | 360,000 |
| Net income | 214,000 | 389,000 | 571,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,207,000 | 17,864,000 | 18,124,000 | 18,636,000 |
| Total capital | 18,217,000 | 18,904,000 | 19,180,000 | 19,787,000 |
| Risk-weighted assets | 84,105,000 | 83,171,000 | 84,441,000 | 96,346,000 |