Call reports 2013
WANDA STATE BANK, THE — 2013
What WANDA STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 134,352,000 | 127,778,000 | 129,606,000 | 130,055,000 |
| Total loans | 56,816,000 | 55,735,000 | 57,551,000 | 65,130,000 |
| Allowance for loan losses | 1,004,000 | 1,007,000 | 1,007,000 | 1,004,000 |
| Securities available for sale | 59,521,000 | 57,096,000 | 57,891,000 | 50,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,950,000 | 109,045,000 | 109,646,000 | 110,489,000 |
| Interest-bearing deposits | 86,593,000 | 86,136,000 | 84,515,000 | 81,718,000 |
| Noninterest-bearing deposits | 27,357,000 | 22,909,000 | 25,131,000 | 28,771,000 |
| Equity capital | 18,992,000 | 17,328,000 | 17,105,000 | 16,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,133,000 | 2,247,000 | 3,359,000 | 4,500,000 |
| Interest expense | 187,000 | 372,000 | 551,000 | 727,000 |
| Net interest income | 946,000 | 1,875,000 | 2,808,000 | 3,773,000 |
| Noninterest income | 44,000 | 91,000 | 141,000 | 186,000 |
| Noninterest expense | 556,000 | 1,121,000 | 1,707,000 | 2,264,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 434,000 | 845,000 | 1,242,000 | 1,505,000 |
| Income tax | 105,000 | 210,000 | 345,000 | 512,000 |
| Net income | 329,000 | 635,000 | 897,000 | 993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,196,000 | 17,188,000 | 17,127,000 | 16,808,000 |
| Total capital | 19,122,000 | 18,104,000 | 18,073,000 | 17,812,000 |
| Risk-weighted assets | 74,010,000 | 73,199,000 | 75,637,000 | 81,814,000 |