Call reports 2011
WANDA STATE BANK, THE — 2011
What WANDA STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,381,000 | 112,478,000 | 117,826,000 | 121,657,000 |
| Total loans | 57,280,000 | 54,831,000 | 54,810,000 | 58,264,000 |
| Allowance for loan losses | 796,000 | 872,000 | 929,000 | 929,000 |
| Securities available for sale | 33,930,000 | 34,909,000 | 41,891,000 | 44,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,691,000 | 93,940,000 | 98,493,000 | 101,948,000 |
| Interest-bearing deposits | 72,791,000 | 76,480,000 | 78,883,000 | 77,299,000 |
| Noninterest-bearing deposits | 18,900,000 | 17,460,000 | 19,610,000 | 24,649,000 |
| Equity capital | 17,187,000 | 17,837,000 | 18,406,000 | 18,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,180,000 | 3,339,000 | 4,474,000 |
| Interest expense | 288,000 | 569,000 | 839,000 | 1,076,000 |
| Net interest income | 782,000 | 1,611,000 | 2,500,000 | 3,398,000 |
| Noninterest income | 35,000 | 92,000 | 148,000 | 194,000 |
| Noninterest expense | 458,000 | 920,000 | 1,402,000 | 2,488,000 |
| Provision for loan losses | 0 | 75,000 | 125,000 | 125,000 |
| Pretax income | 359,000 | 708,000 | 1,121,000 | 979,000 |
| Income tax | 60,000 | 107,000 | 167,000 | 171,000 |
| Net income | 299,000 | 601,000 | 954,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,956,000 | 17,259,000 | 17,612,000 | 17,255,000 |
| Total capital | 17,752,000 | 18,111,000 | 18,482,000 | 18,165,000 |
| Risk-weighted assets | 69,120,000 | 68,101,000 | 69,570,000 | 72,811,000 |