Call reports 2010
WANDA STATE BANK, THE — 2010
What WANDA STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 99,561,000 | 102,018,000 | 104,209,000 | 108,166,000 |
| Total loans | 53,021,000 | 54,033,000 | 54,254,000 | 58,523,000 |
| Allowance for loan losses | 725,000 | 775,000 | 797,000 | 797,000 |
| Securities available for sale | 12,556,000 | 10,075,000 | 13,056,000 | 30,467,000 |
| Securities held to maturity | 15,053,000 | 16,251,000 | 17,339,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,568,000 | 84,719,000 | 86,609,000 | 90,149,000 |
| Interest-bearing deposits | 65,820,000 | 69,187,000 | 69,944,000 | 69,524,000 |
| Noninterest-bearing deposits | 16,748,000 | 15,532,000 | 16,665,000 | 20,625,000 |
| Equity capital | 16,446,000 | 16,707,000 | 16,944,000 | 17,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,119,000 | 3,194,000 | 4,275,000 |
| Interest expense | 356,000 | 704,000 | 1,054,000 | 1,368,000 |
| Net interest income | 683,000 | 1,415,000 | 2,140,000 | 2,907,000 |
| Noninterest income | 51,000 | 102,000 | 157,000 | 208,000 |
| Noninterest expense | 458,000 | 896,000 | 1,356,000 | 1,956,000 |
| Provision for loan losses | 0 | 50,000 | 75,000 | 75,000 |
| Pretax income | 276,000 | 571,000 | 866,000 | 1,084,000 |
| Income tax | 45,000 | 90,000 | 135,000 | 255,000 |
| Net income | 231,000 | 481,000 | 731,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,253,000 | 16,503,000 | 16,752,000 | 16,819,000 |
| Total capital | 16,978,000 | 17,278,000 | 17,549,000 | 17,616,000 |
| Risk-weighted assets | 77,144,000 | 78,731,000 | 80,459,000 | 85,302,000 |