Call reports 2009
WANDA STATE BANK, THE — 2009
What WANDA STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 92,743,000 | 94,315,000 | 95,114,000 | 100,314,000 |
| Total loans | 51,848,000 | 52,126,000 | 52,750,000 | 55,334,000 |
| Allowance for loan losses | 822,000 | 767,000 | 767,000 | 724,000 |
| Securities available for sale | 11,678,000 | 10,630,000 | 13,171,000 | 12,119,000 |
| Securities held to maturity | 13,421,000 | 13,621,000 | 15,605,000 | 15,769,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,214,000 | 77,562,000 | 77,968,000 | 83,238,000 |
| Interest-bearing deposits | 60,965,000 | 62,703,000 | 63,698,000 | 62,879,000 |
| Noninterest-bearing deposits | 15,249,000 | 14,859,000 | 14,270,000 | 20,359,000 |
| Equity capital | 15,867,000 | 16,062,000 | 16,359,000 | 16,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 2,061,000 | 3,143,000 | 4,229,000 |
| Interest expense | 413,000 | 820,000 | 1,226,000 | 1,605,000 |
| Net interest income | 601,000 | 1,241,000 | 1,917,000 | 2,624,000 |
| Noninterest income | 53,000 | 104,000 | 156,000 | 207,000 |
| Noninterest expense | 422,000 | 859,000 | 1,285,000 | 1,944,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 182,000 | 436,000 | 738,000 | 837,000 |
| Income tax | 30,000 | 60,000 | 90,000 | 138,000 |
| Net income | 152,000 | 376,000 | 648,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,589,000 | 15,813,000 | 16,085,000 | 16,149,000 |
| Total capital | 16,411,000 | 16,580,000 | 16,852,000 | 16,873,000 |
| Risk-weighted assets | 73,447,000 | 74,519,000 | 76,385,000 | 79,466,000 |