Call reports 2007
WANDA STATE BANK, THE — 2007
What WANDA STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,184,000 | 82,967,000 | 84,891,000 | 88,776,000 |
| Total loans | 46,379,000 | 47,070,000 | 47,265,000 | 49,499,000 |
| Allowance for loan losses | 972,000 | 895,000 | 834,000 | 818,000 |
| Securities available for sale | 10,328,000 | 9,330,000 | 9,439,000 | 10,540,000 |
| Securities held to maturity | 15,882,000 | 16,262,000 | 15,958,000 | 16,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,888,000 | 67,457,000 | 68,968,000 | 72,716,000 |
| Interest-bearing deposits | 54,911,000 | 55,528,000 | 56,216,000 | 56,386,000 |
| Noninterest-bearing deposits | 11,977,000 | 11,929,000 | 12,752,000 | 16,330,000 |
| Equity capital | 14,524,000 | 14,687,000 | 14,928,000 | 15,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,277,000 | 3,448,000 | 4,668,000 |
| Interest expense | 520,000 | 1,062,000 | 1,642,000 | 2,245,000 |
| Net interest income | 606,000 | 1,215,000 | 1,806,000 | 2,423,000 |
| Noninterest income | 36,000 | 105,000 | 153,000 | 203,000 |
| Noninterest expense | 382,000 | 753,000 | 1,122,000 | 1,689,000 |
| Provision for loan losses | 0 | 100,000 | 150,000 | 150,000 |
| Pretax income | 260,000 | 467,000 | 687,000 | 787,000 |
| Income tax | 45,000 | 90,000 | 135,000 | 128,000 |
| Net income | 215,000 | 377,000 | 552,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,271,000 | 14,498,000 | 14,673,000 | 14,859,000 |
| Total capital | 15,094,000 | 15,337,000 | 15,507,000 | 15,677,000 |
| Risk-weighted assets | 65,660,000 | 67,034,000 | 68,357,000 | 70,846,000 |