Call reports 2006
WANDA STATE BANK, THE — 2006
What WANDA STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 80,575,000 | 82,110,000 | 83,423,000 | 85,211,000 |
| Total loans | 43,457,000 | 46,008,000 | 47,842,000 | 46,015,000 |
| Allowance for loan losses | 1,162,000 | 1,090,000 | 1,116,000 | 1,025,000 |
| Securities available for sale | 14,114,000 | 13,057,000 | 12,728,000 | 11,278,000 |
| Securities held to maturity | 17,623,000 | 17,025,000 | 16,473,000 | 16,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,949,000 | 66,407,000 | 66,047,000 | 68,068,000 |
| Interest-bearing deposits | 54,813,000 | 55,565,000 | 55,673,000 | 53,363,000 |
| Noninterest-bearing deposits | 11,136,000 | 10,842,000 | 10,374,000 | 14,705,000 |
| Equity capital | 13,762,000 | 13,870,000 | 14,173,000 | 14,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,091,000 | 3,199,000 | 4,310,000 |
| Interest expense | 427,000 | 899,000 | 1,419,000 | 1,949,000 |
| Net interest income | 597,000 | 1,192,000 | 1,780,000 | 2,361,000 |
| Noninterest income | 50,000 | 101,000 | 147,000 | 191,000 |
| Noninterest expense | 351,000 | 745,000 | 1,093,000 | 1,639,000 |
| Provision for loan losses | 150,000 | 200,000 | 225,000 | 250,000 |
| Pretax income | 146,000 | 348,000 | 609,000 | 663,000 |
| Income tax | 60,000 | 120,000 | 180,000 | 50,000 |
| Net income | 86,000 | 228,000 | 429,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,549,000 | 13,677,000 | 13,984,000 | 14,120,000 |
| Total capital | 14,346,000 | 14,508,000 | 14,839,000 | 14,950,000 |
| Risk-weighted assets | 63,393,000 | 66,190,000 | 68,116,000 | 66,183,000 |