Call reports 2002
WANDA STATE BANK, THE — 2002
What WANDA STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,646,000 | 75,882,000 | 76,678,000 | 84,295,000 |
| Total loans | 39,084,000 | 42,160,000 | 42,443,000 | 40,401,000 |
| Allowance for loan losses | 1,088,000 | 1,099,000 | 1,238,000 | 1,235,000 |
| Securities available for sale | 7,533,000 | 7,155,000 | 7,144,000 | 8,120,000 |
| Securities held to maturity | 20,040,000 | 20,545,000 | 19,846,000 | 21,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,223,000 | 63,204,000 | 63,905,000 | 71,308,000 |
| Interest-bearing deposits | 53,605,000 | 54,840,000 | 54,867,000 | 59,423,000 |
| Noninterest-bearing deposits | 10,618,000 | 8,364,000 | 9,038,000 | 11,885,000 |
| Equity capital | 11,625,000 | 11,900,000 | 11,986,000 | 12,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,098,000 | 2,222,000 | 3,366,000 | 4,485,000 |
| Interest expense | 507,000 | 998,000 | 1,479,000 | 1,956,000 |
| Net interest income | 591,000 | 1,224,000 | 1,887,000 | 2,529,000 |
| Noninterest income | 13,000 | 23,000 | 40,000 | 49,000 |
| Noninterest expense | 292,000 | 594,000 | 916,000 | 1,391,000 |
| Provision for loan losses | 50,000 | 75,000 | 235,000 | 235,000 |
| Pretax income | 262,000 | 578,000 | 776,000 | 952,000 |
| Income tax | 69,000 | 183,000 | 288,000 | 209,000 |
| Net income | 193,000 | 395,000 | 488,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,355,000 | 11,557,000 | 11,643,000 | 11,804,000 |
| Total capital | 12,026,000 | 12,262,000 | 12,362,000 | 12,515,000 |
| Risk-weighted assets | 53,245,000 | 55,968,000 | 56,995,000 | 56,375,000 |