Call reports 2001
WANDA STATE BANK, THE — 2001
What WANDA STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,876,000 | 71,011,000 | 72,989,000 | 75,310,000 |
| Total loans | 34,699,000 | 36,937,000 | 37,584,000 | 36,280,000 |
| Allowance for loan losses | 781,000 | 881,000 | 1,075,000 | 1,037,000 |
| Securities available for sale | 3,048,000 | 6,043,000 | 7,212,000 | 8,116,000 |
| Securities held to maturity | 26,182,000 | 21,206,000 | 20,219,000 | 19,295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,772,000 | 58,752,000 | 60,494,000 | 62,571,000 |
| Interest-bearing deposits | 52,377,000 | 50,812,000 | 51,469,000 | 51,496,000 |
| Noninterest-bearing deposits | 8,395,000 | 7,940,000 | 9,025,000 | 11,075,000 |
| Equity capital | 11,083,000 | 11,289,000 | 11,545,000 | 11,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,284,000 | 2,563,000 | 3,803,000 | 4,982,000 |
| Interest expense | 736,000 | 1,420,000 | 2,046,000 | 2,624,000 |
| Net interest income | 548,000 | 1,143,000 | 1,757,000 | 2,358,000 |
| Noninterest income | 10,000 | 32,000 | 50,000 | 107,000 |
| Noninterest expense | 265,000 | 535,000 | 802,000 | 1,230,000 |
| Provision for loan losses | 25,000 | 125,000 | 300,000 | 300,000 |
| Pretax income | 268,000 | 515,000 | 705,000 | 935,000 |
| Income tax | 58,000 | 96,000 | 132,000 | 295,000 |
| Net income | 210,000 | 419,000 | 573,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,930,000 | 11,137,000 | 11,299,000 | 11,234,000 |
| Total capital | 11,540,000 | 11,774,000 | 11,952,000 | 11,879,000 |
| Risk-weighted assets | 48,668,000 | 50,678,000 | 51,841,000 | 51,186,000 |