Call reports 2005
BROOKVILLE NATIONAL BANK — 2005
What BROOKVILLE NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 80,368,000 | 78,196,000 | 77,137,000 | 75,122,000 |
| Total loans | 36,267,000 | 36,625,000 | 35,810,000 | 36,198,000 |
| Allowance for loan losses | 483,000 | 476,000 | 473,000 | 471,000 |
| Securities available for sale | 31,262,000 | 30,019,000 | 29,384,000 | 27,307,000 |
| Securities held to maturity | 412,000 | 412,000 | 312,000 | 311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,588,000 | 68,253,000 | 67,053,000 | 65,088,000 |
| Interest-bearing deposits | 60,059,000 | 58,841,000 | 56,570,000 | 53,961,000 |
| Noninterest-bearing deposits | 10,529,000 | 9,412,000 | 10,483,000 | 11,127,000 |
| Equity capital | 9,393,000 | 9,546,000 | 9,670,000 | 9,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,638,000 | 2,468,000 | 3,297,000 |
| Interest expense | 207,000 | 417,000 | 638,000 | 863,000 |
| Net interest income | 609,000 | 1,221,000 | 1,830,000 | 2,434,000 |
| Noninterest income | 64,000 | 137,000 | 313,000 | 383,000 |
| Noninterest expense | 462,000 | 949,000 | 1,542,000 | 2,075,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 211,000 | 402,000 | 594,000 | 737,000 |
| Income tax | 68,000 | 129,000 | 190,000 | 236,000 |
| Net income | 143,000 | 273,000 | 404,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,716,000 | 9,756,000 | 9,887,000 | 9,874,000 |
| Total capital | 10,319,000 | 10,352,000 | 10,480,000 | 10,405,000 |
| Risk-weighted assets | 39,669,000 | 39,830,000 | 39,694,000 | 38,968,000 |