Call reports 2003
BROOKVILLE NATIONAL BANK — 2003
What BROOKVILLE NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 84,652,000 | 86,608,000 | 84,247,000 | 84,380,000 |
| Total loans | 39,148,000 | 38,107,000 | 36,571,000 | 36,524,000 |
| Allowance for loan losses | 470,000 | 468,000 | 460,000 | 424,000 |
| Securities available for sale | 27,901,000 | 30,605,000 | 32,835,000 | 32,937,000 |
| Securities held to maturity | 2,167,000 | 2,069,000 | 2,066,000 | 1,574,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,467,000 | 75,262,000 | 73,018,000 | 73,317,000 |
| Interest-bearing deposits | 65,112,000 | 65,791,000 | 64,192,000 | 64,409,000 |
| Noninterest-bearing deposits | 8,355,000 | 9,471,000 | 8,826,000 | 8,908,000 |
| Equity capital | 9,342,000 | 9,471,000 | 9,486,000 | 9,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,002,000 | 1,985,000 | 2,914,000 | 3,788,000 |
| Interest expense | 360,000 | 695,000 | 995,000 | 1,272,000 |
| Net interest income | 642,000 | 1,290,000 | 1,919,000 | 2,516,000 |
| Noninterest income | 66,000 | 130,000 | 192,000 | 256,000 |
| Noninterest expense | 458,000 | 917,000 | 1,352,000 | 1,834,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 2,000 |
| Pretax income | 250,000 | 503,000 | 757,000 | 936,000 |
| Income tax | 77,000 | 153,000 | 229,000 | 280,000 |
| Net income | 173,000 | 350,000 | 528,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,050,000 | 9,142,000 | 9,319,000 | 9,278,000 |
| Total capital | 10,640,000 | 10,730,000 | 10,819,000 | 10,482,000 |
| Risk-weighted assets | 40,146,000 | 39,569,000 | 38,175,000 | 38,613,000 |