Call reports 2008
CAMBRIDGE BANK — 2008
What CAMBRIDGE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 |
|---|---|
| Total assets | 473,418,000 |
| Total loans | 296,346,000 |
| Allowance for loan losses | 2,629,000 |
| Securities available for sale | 60,382,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 348,307,000 |
| Interest-bearing deposits | 315,969,000 |
| Noninterest-bearing deposits | 32,338,000 |
| Equity capital | 85,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 |
|---|---|
| Interest income | 6,282,000 |
| Interest expense | 3,018,000 |
| Net interest income | 3,264,000 |
| Noninterest income | 300,000 |
| Noninterest expense | 2,191,000 |
| Provision for loan losses | 225,000 |
| Pretax income | 1,225,000 |
| Income tax | 348,000 |
| Net income | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 |
|---|---|
| Tier 1 capital | 35,321,000 |
| Total capital | 37,950,000 |
| Risk-weighted assets | 347,584,000 |