Call reports 2026
FIRST STATE BANK, THE — 2026
What FIRST STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 85,820,000 | 84,258,000 |
| Total loans | 33,885,000 | 37,585,000 |
| Allowance for loan losses | 891,000 | 887,000 |
| Securities available for sale | 38,095,000 | 38,623,000 |
| Securities held to maturity | 430,000 | 430,000 |
| Trading assets | 0 | 0 |
| Total deposits | 76,177,000 | 74,076,000 |
| Interest-bearing deposits | 59,318,000 | 58,891,000 |
| Noninterest-bearing deposits | 16,859,000 | 15,185,000 |
| Equity capital | 9,141,000 | 9,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 890,000 | 1,790,000 |
| Interest expense | 298,000 | 580,000 |
| Net interest income | 592,000 | 1,210,000 |
| Noninterest income | 162,000 | 240,000 |
| Noninterest expense | 438,000 | 883,000 |
| Provision for loan losses | -12,000 | -15,000 |
| Pretax income | 310,000 | 555,000 |
| Income tax | 9,000 | 19,000 |
| Net income | 301,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,513,000 | 13,568,000 |
| Total capital | 14,282,000 | 14,365,000 |
| Risk-weighted assets | 61,282,000 | 63,585,000 |