Call reports 2024
FIRST STATE BANK, THE — 2024
What FIRST STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 84,435,000 | 82,541,000 | 82,330,000 | 85,585,000 |
| Total loans | 28,274,000 | 31,008,000 | 31,865,000 | 31,716,000 |
| Allowance for loan losses | 915,000 | 904,000 | 928,000 | 914,000 |
| Securities available for sale | 42,894,000 | 42,386,000 | 43,316,000 | 41,087,000 |
| Securities held to maturity | 1,302,000 | 1,301,000 | 1,101,000 | 1,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,312,000 | 64,697,000 | 70,224,000 | 77,673,000 |
| Interest-bearing deposits | 50,298,000 | 49,578,000 | 55,305,000 | 62,767,000 |
| Noninterest-bearing deposits | 16,014,000 | 15,119,000 | 14,919,000 | 14,906,000 |
| Equity capital | 7,658,000 | 7,223,000 | 8,571,000 | 7,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,692,000 | 2,598,000 | 3,474,000 |
| Interest expense | 323,000 | 685,000 | 1,053,000 | 1,399,000 |
| Net interest income | 463,000 | 1,007,000 | 1,545,000 | 2,075,000 |
| Noninterest income | 202,000 | 235,000 | 285,000 | 347,000 |
| Noninterest expense | 388,000 | 747,000 | 1,152,000 | 1,757,000 |
| Provision for loan losses | -9,000 | -20,000 | 2,000 | -12,000 |
| Pretax income | 277,000 | 495,000 | 678,000 | 665,000 |
| Income tax | 10,000 | 19,000 | 26,000 | 25,000 |
| Net income | 267,000 | 476,000 | 652,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,085,000 | 13,114,000 | 13,200,000 | 13,187,000 |
| Total capital | 13,800,000 | 13,846,000 | 13,938,000 | 13,940,000 |
| Risk-weighted assets | 56,947,000 | 58,319,000 | 58,830,000 | 60,029,000 |