Call reports 2020
FIRST STATE BANK, THE — 2020
What FIRST STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 64,201,000 | 72,190,000 | 70,501,000 | 76,277,000 |
| Total loans | 24,021,000 | 25,864,000 | 25,816,000 | 22,988,000 |
| Allowance for loan losses | 933,000 | 938,000 | 942,000 | 947,000 |
| Securities available for sale | 27,427,000 | 35,977,000 | 36,436,000 | 44,905,000 |
| Securities held to maturity | 5,086,000 | 4,983,000 | 4,430,000 | 4,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,544,000 | 58,902,000 | 56,993,000 | 62,742,000 |
| Interest-bearing deposits | 39,682,000 | 46,716,000 | 43,933,000 | 48,461,000 |
| Noninterest-bearing deposits | 11,862,000 | 12,187,000 | 13,060,000 | 14,281,000 |
| Equity capital | 12,582,000 | 13,187,000 | 13,421,000 | 13,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,099,000 | 1,662,000 | 2,197,000 |
| Interest expense | 65,000 | 116,000 | 160,000 | 199,000 |
| Net interest income | 489,000 | 983,000 | 1,502,000 | 1,998,000 |
| Noninterest income | 36,000 | 178,000 | 205,000 | 243,000 |
| Noninterest expense | 357,000 | 683,000 | 956,000 | 1,513,000 |
| Provision for loan losses | 4,000 | 8,000 | 11,000 | 15,000 |
| Pretax income | 164,000 | 471,000 | 740,000 | 713,000 |
| Income tax | -1,000 | -1,000 | -1,000 | 39,000 |
| Net income | 165,000 | 472,000 | 741,000 | 674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,107,000 | 12,235,000 | 12,417,000 | 12,348,000 |
| Total capital | — | — | 12,942,000 | 12,862,000 |
| Risk-weighted assets | — | — | 41,558,000 | 40,671,000 |