Call reports 2011
FIRST STATE BANK, THE — 2011
What FIRST STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,642,000 | 56,840,000 | 57,522,000 | 65,096,000 |
| Total loans | 22,691,000 | 22,770,000 | 20,688,000 | 21,504,000 |
| Allowance for loan losses | 713,000 | 731,000 | 750,000 | 757,000 |
| Securities available for sale | 29,549,000 | 28,506,000 | 31,234,000 | 31,708,000 |
| Securities held to maturity | 400,000 | 400,000 | 300,000 | 986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,348,000 | 47,906,000 | 47,933,000 | 55,513,000 |
| Interest-bearing deposits | 20,320,000 | 20,467,000 | 20,035,000 | 43,835,000 |
| Noninterest-bearing deposits | 28,028,000 | 27,438,000 | 27,898,000 | 11,678,000 |
| Equity capital | 8,246,000 | 8,819,000 | 9,466,000 | 9,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,204,000 | 1,795,000 | 2,383,000 |
| Interest expense | 89,000 | 167,000 | 237,000 | 297,000 |
| Net interest income | 508,000 | 1,037,000 | 1,558,000 | 2,086,000 |
| Noninterest income | 47,000 | 73,000 | 111,000 | 139,000 |
| Noninterest expense | 275,000 | 536,000 | 794,000 | 1,248,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 262,000 | 542,000 | 827,000 | 911,000 |
| Income tax | 11,000 | 20,000 | 30,000 | 40,000 |
| Net income | 251,000 | 522,000 | 797,000 | 871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,876,000 | 7,973,000 | 8,151,000 | 8,226,000 |
| Total capital | 8,334,000 | 8,423,000 | 8,587,000 | 8,686,000 |
| Risk-weighted assets | 36,351,000 | 35,698,000 | 34,560,000 | 36,530,000 |