Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 34,785,000 | 36,071,000 | 35,182,000 | 39,623,000 |
| Total loans | 13,251,000 | 14,453,000 | 13,717,000 | 14,941,000 |
| Allowance for loan losses | 320,000 | 336,000 | 348,000 | 363,000 |
| Securities available for sale | 13,783,000 | 14,657,000 | 14,983,000 | 14,996,000 |
| Securities held to maturity | 3,288,000 | 3,273,000 | 3,029,000 | 2,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,865,000 | 30,504,000 | 29,310,000 | 33,797,000 |
| Interest-bearing deposits | 13,133,000 | 13,043,000 | 12,768,000 | 13,070,000 |
| Noninterest-bearing deposits | 15,732,000 | 17,461,000 | 16,542,000 | 20,727,000 |
| Equity capital | 5,820,000 | 5,495,000 | 5,791,000 | 5,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 839,000 | 1,279,000 | 1,734,000 |
| Interest expense | 84,000 | 161,000 | 238,000 | 323,000 |
| Net interest income | 331,000 | 678,000 | 1,041,000 | 1,411,000 |
| Noninterest income | 29,000 | 51,000 | 77,000 | 103,000 |
| Noninterest expense | 218,000 | 413,000 | 629,000 | 975,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 130,000 | 292,000 | 456,000 | 491,000 |
| Income tax | 7,000 | 12,000 | 15,000 | 19,000 |
| Net income | 123,000 | 280,000 | 441,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,506,000 | 5,558,000 | 5,667,000 | 5,698,000 |
| Total capital | 5,753,000 | 5,822,000 | 5,924,000 | 5,978,000 |
| Risk-weighted assets | 19,677,000 | 21,078,000 | 20,493,000 | 22,307,000 |