Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 32,882,000 | 33,866,000 | 34,308,000 | 38,261,000 |
| Total loans | 14,187,000 | 14,910,000 | 12,718,000 | 13,685,000 |
| Allowance for loan losses | 277,000 | 288,000 | 286,000 | 304,000 |
| Securities available for sale | 11,297,000 | 11,270,000 | 12,632,000 | 13,120,000 |
| Securities held to maturity | 3,978,000 | 3,883,000 | 3,713,000 | 3,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,158,000 | 28,014,000 | 28,519,000 | 32,517,000 |
| Interest-bearing deposits | 12,739,000 | 12,890,000 | 13,394,000 | 13,121,000 |
| Noninterest-bearing deposits | 14,419,000 | 15,124,000 | 15,125,000 | 19,396,000 |
| Equity capital | 5,618,000 | 5,746,000 | 5,688,000 | 5,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 885,000 | 1,303,000 | 1,726,000 |
| Interest expense | 107,000 | 206,000 | 298,000 | 385,000 |
| Net interest income | 331,000 | 679,000 | 1,005,000 | 1,341,000 |
| Noninterest income | 29,000 | 52,000 | 76,000 | 96,000 |
| Noninterest expense | 217,000 | 407,000 | 613,000 | 946,000 |
| Provision for loan losses | 12,000 | 24,000 | 32,000 | 44,000 |
| Pretax income | 131,000 | 300,000 | 436,000 | 447,000 |
| Income tax | 1,000 | 4,000 | 7,000 | 13,000 |
| Net income | 130,000 | 296,000 | 429,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,329,000 | 5,381,000 | 5,443,000 | 5,449,000 |
| Total capital | 5,577,000 | 5,637,000 | 5,683,000 | 5,707,000 |
| Risk-weighted assets | 19,782,000 | 20,465,000 | 19,120,000 | 20,574,000 |