Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,723,000 | 33,339,000 | 32,032,000 | 35,957,000 |
| Total loans | 14,014,000 | 14,740,000 | 12,991,000 | 14,342,000 |
| Allowance for loan losses | 215,000 | 260,000 | 261,000 | 268,000 |
| Securities available for sale | 10,632,000 | 9,855,000 | 11,200,000 | 10,372,000 |
| Securities held to maturity | 4,638,000 | 4,623,000 | 4,528,000 | 4,478,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,325,000 | 27,865,000 | 26,355,000 | 30,260,000 |
| Interest-bearing deposits | 13,002,000 | 12,209,000 | 12,342,000 | 12,359,000 |
| Noninterest-bearing deposits | 14,323,000 | 15,656,000 | 14,013,000 | 17,901,000 |
| Equity capital | 5,261,000 | 5,362,000 | 5,561,000 | 5,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 987,000 | 1,457,000 | 1,913,000 |
| Interest expense | 157,000 | 294,000 | 425,000 | 541,000 |
| Net interest income | 342,000 | 693,000 | 1,032,000 | 1,372,000 |
| Noninterest income | 26,000 | 47,000 | 71,000 | 95,000 |
| Noninterest expense | 207,000 | 396,000 | 595,000 | 924,000 |
| Provision for loan losses | 12,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 149,000 | 284,000 | 448,000 | 483,000 |
| Income tax | 4,000 | 12,000 | 18,000 | 23,000 |
| Net income | 145,000 | 272,000 | 430,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,179,000 | 5,156,000 | 5,239,000 | 5,269,000 |
| Total capital | 5,394,000 | 5,409,000 | 5,469,000 | 5,526,000 |
| Risk-weighted assets | 19,396,000 | 20,217,000 | 18,380,000 | 20,543,000 |