Call reports 2026
PATHFINDER BANK — 2026
What PATHFINDER BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,414,854,000 | 1,485,888,000 |
| Total loans | 900,912,000 | 894,685,000 |
| Allowance for loan losses | 28,966,000 | 26,920,000 |
| Securities available for sale | 272,754,000 | 365,931,000 |
| Securities held to maturity | 122,608,000 | 111,525,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,218,951,000 | 1,181,842,000 |
| Interest-bearing deposits | 1,006,333,000 | 960,706,000 |
| Noninterest-bearing deposits | 212,618,000 | 221,136,000 |
| Equity capital | 139,717,000 | 141,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 17,571,000 | 35,685,000 |
| Interest expense | 6,518,000 | 13,403,000 |
| Net interest income | 11,053,000 | 22,282,000 |
| Noninterest income | 875,000 | 1,990,000 |
| Noninterest expense | 8,165,000 | 16,366,000 |
| Provision for loan losses | -186,000 | -367,000 |
| Pretax income | 3,926,000 | 8,223,000 |
| Income tax | 707,000 | 1,480,000 |
| Net income | 3,219,000 | 6,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 136,171,000 | 138,753,000 |
| Total capital | 148,904,000 | 151,921,000 |
| Risk-weighted assets | 1,001,651,000 | 1,038,944,000 |