Call report 2019Q4
PATHFINDER BANK — 2019Q4
The 22 measures PATHFINDER BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,090,000,000 | USD | evidence → |
| Total loans | 781,461,000 | USD | evidence → |
| Allowance for loan losses | 8,669,000 | USD | evidence → |
| Securities available for sale | 110,919,000 | USD | evidence → |
| Securities held to maturity | 122,988,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 898,403,000 | USD | evidence → |
| Interest-bearing deposits | 776,398,000 | USD | evidence → |
| Noninterest-bearing deposits | 122,005,000 | USD | evidence → |
| Equity capital | 88,138,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 41,898,000 | USD | evidence → |
| Interest expense | 12,667,000 | USD | evidence → |
| Net interest income | 29,231,000 | USD | evidence → |
| Noninterest income | 4,007,000 | USD | evidence → |
| Noninterest expense | 25,117,000 | USD | evidence → |
| Provision for loan losses | 1,966,000 | USD | evidence → |
| Pretax income | 6,484,000 | USD | evidence → |
| Income tax | 1,399,000 | USD | evidence → |
| Net income | 5,075,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 86,424,000 | USD | evidence → |
| Total capital | 95,093,000 | USD | evidence → |
| Risk-weighted assets | 774,177,000 | USD | evidence → |