Call report 2015Q4
PATHFINDER BANK — 2015Q4
The 22 measures PATHFINDER BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 622,531,000 | USD | evidence → |
| Total loans | 430,458,000 | USD | evidence → |
| Allowance for loan losses | 5,706,000 | USD | evidence → |
| Securities available for sale | 98,296,000 | USD | evidence → |
| Securities held to maturity | 44,297,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 512,211,000 | USD | evidence → |
| Interest-bearing deposits | 429,313,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,897,000 | USD | evidence → |
| Equity capital | 64,097,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,562,000 | USD | evidence → |
| Interest expense | 2,357,000 | USD | evidence → |
| Net interest income | 19,205,000 | USD | evidence → |
| Noninterest income | 3,488,000 | USD | evidence → |
| Noninterest expense | 17,221,000 | USD | evidence → |
| Provision for loan losses | 1,350,000 | USD | evidence → |
| Pretax income | 4,544,000 | USD | evidence → |
| Income tax | 1,235,000 | USD | evidence → |
| Net income | 3,266,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,038,000 | USD | evidence → |
| Total capital | 67,286,000 | USD | evidence → |
| Risk-weighted assets | 414,842,000 | USD | evidence → |