Call report 2014Q4
PATHFINDER BANK — 2014Q4
The 22 measures PATHFINDER BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 560,634,000 | USD | evidence → |
| Total loans | 387,558,000 | USD | evidence → |
| Allowance for loan losses | 5,349,000 | USD | evidence → |
| Securities available for sale | 87,708,000 | USD | evidence → |
| Securities held to maturity | 40,875,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 428,584,000 | USD | evidence → |
| Interest-bearing deposits | 360,139,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,446,000 | USD | evidence → |
| Equity capital | 61,308,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,870,000 | USD | evidence → |
| Interest expense | 2,453,000 | USD | evidence → |
| Net interest income | 17,417,000 | USD | evidence → |
| Noninterest income | 3,144,000 | USD | evidence → |
| Noninterest expense | 15,383,000 | USD | evidence → |
| Provision for loan losses | 1,206,000 | USD | evidence → |
| Pretax income | 4,281,000 | USD | evidence → |
| Income tax | 1,251,000 | USD | evidence → |
| Net income | 2,974,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,842,000 | USD | evidence → |
| Total capital | 63,831,000 | USD | evidence → |
| Risk-weighted assets | 384,425,000 | USD | evidence → |