Call report 2012Q4
PATHFINDER BANK — 2012Q4
The 22 measures PATHFINDER BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 477,383,000 | USD | evidence → |
| Total loans | 333,758,000 | USD | evidence → |
| Allowance for loan losses | 4,501,000 | USD | evidence → |
| Securities available for sale | 107,690,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 393,814,000 | USD | evidence → |
| Interest-bearing deposits | 348,685,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,129,000 | USD | evidence → |
| Equity capital | 44,206,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,916,000 | USD | evidence → |
| Interest expense | 3,739,000 | USD | evidence → |
| Net interest income | 15,177,000 | USD | evidence → |
| Noninterest income | 2,312,000 | USD | evidence → |
| Noninterest expense | 13,181,000 | USD | evidence → |
| Provision for loan losses | 825,000 | USD | evidence → |
| Pretax income | 3,858,000 | USD | evidence → |
| Income tax | 1,002,000 | USD | evidence → |
| Net income | 2,856,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,574,000 | USD | evidence → |
| Total capital | 45,763,000 | USD | evidence → |
| Risk-weighted assets | 322,594,000 | USD | evidence → |