Call report 2004Q4
PATHFINDER BANK — 2004Q4
The 22 measures PATHFINDER BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 301,530,000 | USD | evidence → |
| Total loans | 188,568,000 | USD | evidence → |
| Allowance for loan losses | 1,827,000 | USD | evidence → |
| Securities available for sale | 74,313,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 238,253,000 | USD | evidence → |
| Interest-bearing deposits | 217,597,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,655,000 | USD | evidence → |
| Equity capital | 25,626,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,701,000 | USD | evidence → |
| Interest expense | 5,306,000 | USD | evidence → |
| Net interest income | 9,395,000 | USD | evidence → |
| Noninterest income | 1,872,000 | USD | evidence → |
| Noninterest expense | 8,915,000 | USD | evidence → |
| Provision for loan losses | 738,000 | USD | evidence → |
| Pretax income | 2,056,000 | USD | evidence → |
| Income tax | 599,000 | USD | evidence → |
| Net income | 1,457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,147,000 | USD | evidence → |
| Total capital | 22,974,000 | USD | evidence → |
| Risk-weighted assets | 180,199,000 | USD | evidence → |