Call report 2003Q4
PATHFINDER BANK — 2003Q4
The 22 measures PATHFINDER BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 277,507,000 | USD | evidence → |
| Total loans | 190,626,000 | USD | evidence → |
| Allowance for loan losses | 1,715,000 | USD | evidence → |
| Securities available for sale | 56,161,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,077,000 | USD | evidence → |
| Interest-bearing deposits | 191,707,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,371,000 | USD | evidence → |
| Equity capital | 24,929,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,628,000 | USD | evidence → |
| Interest expense | 5,707,000 | USD | evidence → |
| Net interest income | 9,921,000 | USD | evidence → |
| Noninterest income | 1,561,000 | USD | evidence → |
| Noninterest expense | 8,703,000 | USD | evidence → |
| Provision for loan losses | 598,000 | USD | evidence → |
| Pretax income | 2,620,000 | USD | evidence → |
| Income tax | 790,000 | USD | evidence → |
| Net income | 1,830,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,567,000 | USD | evidence → |
| Total capital | 21,282,000 | USD | evidence → |
| Risk-weighted assets | 170,321,000 | USD | evidence → |