Call reports 2007
OLD SECOND BANK-YORKVILLE — 2007
What OLD SECOND BANK-YORKVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 400,292,000 | 389,767,000 |
| Total loans | 291,256,000 | 294,441,000 |
| Allowance for loan losses | 2,997,000 | 3,004,000 |
| Securities available for sale | 64,421,000 | 60,594,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 362,481,000 | 351,306,000 |
| Interest-bearing deposits | 330,798,000 | 319,289,000 |
| Noninterest-bearing deposits | 31,683,000 | 32,017,000 |
| Equity capital | 32,561,000 | 33,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 6,124,000 | 12,492,000 |
| Interest expense | 3,337,000 | 6,738,000 |
| Net interest income | 2,787,000 | 5,754,000 |
| Noninterest income | 649,000 | 1,230,000 |
| Noninterest expense | 2,479,000 | 4,706,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 957,000 | 2,278,000 |
| Income tax | 275,000 | 718,000 |
| Net income | 682,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 32,712,000 | 33,591,000 |
| Total capital | 35,707,000 | 36,593,000 |
| Risk-weighted assets | 306,507,000 | 306,253,000 |